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	<title>Comments on: Refinance Considerations</title>
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		<title>By: Kenneth Stringfellow</title>
		<link>http://www.financeahomenow.com/refinance-considerations/comment-page-1/#comment-13</link>
		<dc:creator>Kenneth Stringfellow</dc:creator>
		<pubDate>Wed, 12 Aug 2009 15:33:20 +0000</pubDate>
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		<description>Hi
I currently have a mortgage rate of about 5.75%. The first mortgage is about about 165,000 and the second is about 23,000. I believe that the interest rate on the second is round 9 or 10% and we also pay our own taxes in Frisco. We built the home over six years ago and would like to refinance the loan merging the two loans together and keeping the taxes out of the loan. We also would like to roll over any fees and closing cost into the loan as well as any points bought for the best interest rate as well. Can this be done with no out-of-pocket at closing? And finally we would like to finance it for 15 years Fixed. Thank you.</description>
		<content:encoded><![CDATA[<p>Hi<br />
I currently have a mortgage rate of about 5.75%. The first mortgage is about about 165,000 and the second is about 23,000. I believe that the interest rate on the second is round 9 or 10% and we also pay our own taxes in Frisco. We built the home over six years ago and would like to refinance the loan merging the two loans together and keeping the taxes out of the loan. We also would like to roll over any fees and closing cost into the loan as well as any points bought for the best interest rate as well. Can this be done with no out-of-pocket at closing? And finally we would like to finance it for 15 years Fixed. Thank you.</p>
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