David’s Tips

It’s What You Make Of It

Your life will always be to a large extent what you make of it. 

The mold to your success and fortune are in your hands.

You cannot do everything, but you can do something.

You choose your thoughts and actions.  Nobody can do it for you.  Nobody will do it for you.  You have to make things happen.

If you take responsibility for your actions, you can achieve anything.

HAVE AN AWESOME DAY!!

“Do Not Wait; the time will never be “just right.”  Start where you stand, and work with whatever tools you may have at your command, and better tools will be found as you go along.”

Napoleon Hill  1883-1970, Author of Think and Grow Rich

HAVE A PLAN AND COURAGE

You need a plan to find success.  Wanting success isn’t sufficient enough to get it.  You’ve got to ask yourself, “What am I going to do or give up, to get the things I want?”

You must bridge the gap between where you are now and where you want to be.

You cannot fail with a definite step by step plan, because each step you take will carry you along to the next step, like a track.

All you need is the plan, the road map, and the courage to press on to your destination.

You cannot get lost on a straight road.

Have an Awesome Day!

SOW SEEDS IN THE SEASON OF FAILURE

People often handle life as they do bad weather.  They while away the time waiting for it to stop.

Opportunity knocks all the time, but you’ve got to be ready for it.  When your chance comes, you must have the equipment to take advantage of it.

The race is not to the swift or the battle to the strong, for time and chance happen to everyone.

Take a second look at what appears to be someone’s “good luck.”  You’ll find not luck but preparation, planning and success-producing thinking.

When you’re prepared for opportunity, your chance for success is sure to come.  The season of failure is the best time for sowing the seeds of success.

Have an Awesome day!!

“Stand up to your obstacles and do something about them.  You will find that they haven’t half the strength you think they have.”

Norman Vincent Peale  1893-1993 Pastor, Speaker and Author

ARE YOU GOING TO START

The courage to begin separates day dreamers from achievers.  The difficulty of everyone who ever desires to achieve anything worthwhile comes in the movement.  Don’t always be intending to start but never find a time to begin.

Most people fail because they never get started.  They don’t go anywhere because they don’t begin.

The worst you can do is not try.

Have a Great Day!!

ACT IN THE SPIRIT OF LOVE

The place to begin to improve the world is in your own heart, head and hands.  To get along with others, love them without forcing your love upon them.

Imposing your beliefs on people will not bring you peace.  Have concern for others, respect their rights and freedoms, and let them be themselves.

Do this and you will enjoy peace.  Having consideration for others is the basis of a good life.  Most people are not against you, they are merely for themselves.

Let differing ideas clash, but not those of the heart.  Peace comes to you when you live and act in a spirit of love.

Have an Awesome Day!

TAKE THAT FIRST STEP

Foolish people are always getting ready to live, but they never really live.

Success will start when you begin to pursue it.  To reach a goal or to attain success, you don’t need to know all the answers in advance.

You just need to have a clear idea of what that goal is.

Don’t procrastinate when faced with difficult problems  Break problems into small parts, and handle one part at a time.

Develop tendencies toward taking action.  Divide your big plan into small steps and take that first step right away.

Everyone got where they are by beginning where they were.  Where are you right now?

A journey of a thousand miles begins with that first step.

Take it.

Attention First Time Home Buyers in Texas!

Effective Immediately!! 

Here are the Highlights of the new programs for First Time Home Buyers in Texas:

• $10,000 for down payment and/or closing costs assistance for the acquisition of a SINGLE FAMILY HOME, TOWNHOME, AND CONDOMINIUMS ONLY
• This is an INTEREST FREE LOAN with a 5 or 10 year loan term
• First payment will be deferred for 5 years from closing date
• Borrowers must be a first time home buyer (could not have owned a home in the past 36 months)
• Minimum credit score of 640
• Borrower(s) cannot have total family income over $55,280 (varies by county)
• Borrower(s) liquid assets in the bank (excluding retirement and or 401(k) accounts) cannot exceed $15,000
• Value of home purchased may not exceed $271,050
• Requires borrower(s) to attend first time home buyer counseling class
• CAN BE COMBINED WITH THE SPECIAL FEDERAL TAX CREDIT FOR FIRST TIME HOME BUYERS

To recap.  If you have at least a 640 credit score and can provide income documentation at or below the maximum income allowance, then you could get a $10,000 interest free loan to apply towards your downpayment and closing costs for your first home.

Remember, a first time home buyer is someone who has not owned a home in the past 36 months only.  If you owned a home 37 months ago, then you would still qualify. 

We also have a special federal tax credit in addition to the $10,000 program that will allow you to reduce your federal tax liability up to $2,000 per year as long as you are in the home paying interest on your home loan.  Great program as well.

Give our office a call at 214-710-1258 right now to see if you qualify.  We look forward to making your dream home a reality!

PAY AS YOU GO

No one has cornered the market on success. If you pay a price you can have it.

No matter what you want from life, you’ve got to give up something to get it.

Nothing really worthwhile is easy. Hard work will accomplish lasting results.

There is no such thing as success for free. Everything has a price.

Success is like a toll road, pay as you go.

Have an awesome day!!